You finally found the RV that’s right for you. Now it’s time to negotiate the right price. Learn about how to get the most out of financing your RV, and make sure to set a budget before you go shopping.

Remember bigger and more expensive doesn’t always mean more room. Some Class A RVs for example — the largest available — may only have sleeping quarters for two or four while smaller RVs may have the room to sleep 6-8 persons. If you will be traveling with children look for RVs which often offer bunk beds or drop down beds.

Most RVs can be amortized over an extended period making them much more affordable than you thought. Many dealers have financing representatives that can help you with financing your dream RV.

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RV financing is easier than ever with flexible payment plans. Loan terms for both new and used large RV’s now extend up to 20 years. The minimum down payment for an RV is typically between 10% and 20%, but some finance companies also offer “No-Money-Down” loan program options to qualified applicants.

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